An important aspect of financial education is to take care of your money, not only the one that you handle in cash, but the use that you give it through electronic means, such as security in the handling of your credit card.
Infallible recommendations to avoid becoming a victim of fraud
That is why we give you infallible recommendations to avoid becoming a victim of fraud such as cloning your plastic.
Keep your Personal Identification Number (PIN) and do not share it with anyone. This is a very personal password that would be shared by someone else to access your accounts. So avoid it.
Do not choose a PIN code that is easy to identify and if you are going to write it down somewhere, do not carry it in your wallet next to your credit card, since in case of loss or theft you facilitate the one that can be committed some crime against you.
Take only the credit card you will use that day with you
To ensure responsible use of credit, do not use more than two plastics. If you have them, don’t take them everywhere you go. When using an ATM, make sure there is no foreign instrument with which your credit card information could be extracted. Do not trust the person who offers you help while you are having cash at the ATM.
Don’t let someone else be watching your operation right behind you when entering your PIN. If the cashier does not return the plastic, cancel any operation and immediately report to the customer service number what has just happened. Memorize your credit card phone number At the time of receiving your new plastic at home, verify that the envelope is completely closed and no security measures have been violated.
After making purchases or paying for some service
Do not forget to keep the vouchers, at least until the account statement arrives and you can confirm that the applied cartoons correspond to your purchases. If your credit card has already expired or you canceled it, destroy it before discarding it.
When it comes to the use of your credit card via the internet, always accessing from your bank and not through hyperlinks or a popup window, nor answer any suspicious email in which you are asked for information about your bank accounts. Try not to perform banking operations from public places like an internet cafe.
Do not save your access passwords on the computer or device you use.
Make an inquiry to the Credit Bureau at least once a year to make sure that no unusual use has been made in any of your accounts.
Check your balance after making certain purchases and if you notice any irregularity, report it immediately to your bank.
Use these tips in your favor to avoid cloning your credit card.