Have you finished talking to the pollster who asked you for a PESEL? Or maybe you filled in the form sent by e-mail from your bank, where you entered the data from the ID? Stop. You may have been a victim of a cybercriminal. How to protect yourself from this? Advise.
These are all behaviors and events aimed at obtaining your personal data to be used for criminal purposes. Sounds mysterious and enigmatic? Well, it is difficult to define more precisely, as identity theft with the development of new technologies takes more and more sophisticated and newer forms. Unfortunately, we often underestimate this problem and think that it does not apply to us. What could be the consequences of our recklessness?
A quick loan over the internet or a promissory note in the bank
Identity theft is just the beginning, and how things unfold depends mainly on the creativity and cunning of the criminal. The payday payday that you just found out is one of the few traps you can fall into. Extortion of payday loans can be the result of the theft of your personal data. These online loans are a universal and secure service, provided that you properly protect your ID.
What else can be the result of a stolen identity? Creating a false bank account, and even a bill of exchange signed for a large sum of money, as there is currently no provision imposing an obligation on the court to check the credibility of the signature. The criminal may also conclude a contract with our mobile operator, forge a payment card with which he will go shopping.
Money is not always the goal
The media also finds a lot of stories about people stealing sensitive data, not so much for material benefits as to damage reputation or ridicule on social media profiles. An example of such a procedure may be an advertisement posted on a dating website, bearing the exact address and telephone number of the victim.
Our identity is a tasty morsel for criminals, which will be used to commit offenses and criminal acts recorded “on our account”. Unfortunately, victims learn about everything only a few months after the fact.
Prevention is better than cure
This saying is strictly related to health issues, but it also perfectly matches the topic of counteracting identity theft. Fraudsters stealing our data can be compared to influenza viruses. They are waiting for a moment of our weakness and reduced concentration. They look for a weak point and attack. Just as we protect the body against malicious infections in the autumn, personal data should be secured so that it does not fall into the wrong hands.
Here are some habits that you should develop:
- Do not open emails from unknown senders.
- Thoroughly destroy correspondence and old documents.
- Do not fill out the competition forms in which you must provide your ID number, PESEL number etc.
- Do not give personal data to third parties by phone.
- Be careful before logging in online to your bank, email or FB account.
Remember protection against data theft is complicated and requires regularity. Stay alert and don’t be fooled!